Last updated: 18 May 2026
By accessing the F-Tone (FTN) Index website ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
The F-Tone Index is an automated, AI-driven sentiment indicator based on publicly available Federal Reserve communications. It is provided for informational and research purposes only.
Nothing on this website constitutes financial, investment, legal, or tax advice. The F-Tone Index is not a recommendation to buy, sell, or hold any financial instrument. You should consult a qualified professional before making any investment decisions.
The Service relies on automated data collection and artificial intelligence analysis. We do not guarantee the accuracy, completeness, or timeliness of the Index or any related data. The Index computation time displayed on the dashboard reflects the moment the AI analysis was completed; it may not match the exact time a user loads the page.
The Service is provided on an "as is" and "as available" basis without any warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the fullest extent permitted by law, the operators of the F-Tone Index shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to financial losses, arising from your use of or inability to use the Service. For users who access the Service free of charge, liability is capped at zero.
The F-Tone (FTN) methodology, branding, and website content are proprietary. You may share and reference the Index with appropriate credit. You may not systematically reproduce or redistribute the raw data for commercial purposes without permission.
We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.
For questions regarding these Terms, contact us via X at @FToneIndex.